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Medical
Comprehensive coverage can help lighten the burden of medical care costs — so you or your loved ones can focus on getting well.
Medical
Comprehensive coverage can help lighten the burden of medical care costs — so you or your loved ones can focus on getting well.
vCore Medical Plan
  • Government Regulated: Pay less in Tax and Save Money 
  • Guaranteed Renewable Core Protection up to age 100 
  • Easy and Simplified Application


vCore Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited, VHIS Plan Certification Number: S00036-01-000-01 (Standard Plan)

Important Notes
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Important Notes
  • FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) (“FWD Life”) is authorized by the Insurance Authority of Hong Kong (“IA”) to carry on insurance business in Hong Kong. 
  •  The insurance plan is underwritten by FWD Life. The HKT Care website at www.hktcare.com is operated by HKT Financial Services (IA) Limited (“HKTIA”) and HKTIA is the authorized insurance agency of FWD Life. HKTIA (Licensed Insurance Agency License No.: FA2474) is a licensed insurance agency in Hong Kong and regulated by the Insurance Authority of Hong Kong. 
  • The information is for reference only. Please read the related product brochure, policy provisions, Personal Information Collection Statement of FWD Life and Personal Information Collection Statement of HKTIA before purchasing the insurance product. For enquiries relating to the insurance product, please contact HKT Care Customer Service Hotline at 8209 0098. 
  • The premiums of the insurance product will be payable to FWD Life, and HKTIA will receive commission from FWD Life for acting as insurance agency of FWD Life. 
  • The insurance product is intended to be offered in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance products of FWD Life outside Hong Kong. 
  • Under the Insurance Ordinance (Cap. 41), IA has started to collect the levy on insurance premiums from policyholders through insurance companies from January 1, 2018. For more details, please refer to IA’s official website at ia.org.hk/en/levy.
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Product Brochure Policy Provisions
vCare Medical Plan
  • Government Regulated: Pay less in Tax and Save Money 
  • Guaranteed Renewable Core Protection up to age 100
  • Extra Cash Benefits

vCare Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited, VHIS Plan Certification Number: F00015-01-000-01 (Flexi Plan)
Important Notes
x
Important Notes
  • FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) (“FWD Life”) is authorized by the Insurance Authority of Hong Kong (“IA”) to carry on insurance business in Hong Kong. 
  •  The insurance plan is underwritten by FWD Life. The HKT Care website at www.hktcare.com is operated by HKT Financial Services (IA) Limited (“HKTIA”) and HKTIA is the authorized insurance agency of FWD Life. HKTIA (Licensed Insurance Agency License No.: FA2474) is a licensed insurance agency in Hong Kong and regulated by the Insurance Authority of Hong Kong. 
  • The information is for reference only. Please read the related product brochure, policy provisions, Personal Information Collection Statement of FWD Life and Personal Information Collection Statement of HKTIA before purchasing the insurance product. For enquiries relating to the insurance product, please contact HKT Care Customer Service Hotline at 8209 0098. 
  • The premiums of the insurance product will be payable to FWD Life, and HKTIA will receive commission from FWD Life for acting as insurance agency of FWD Life. 
  • The insurance product is intended to be offered in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance products of FWD Life outside Hong Kong. 
  • Under the Insurance Ordinance (Cap. 41), IA has started to collect the levy on insurance premiums from policyholders through insurance companies from January 1, 2018. For more details, please refer to IA’s official website at ia.org.hk/en/levy.
More
Product Brochure Policy Provisions
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