Need financial support when unexpected hospitalization caused by sickness or injury occurs?
Healthy Plus Refundable Hospital Income Plan provides you with various daily hospital cash benefits when the Policy is in force and the Insured is alive, regardless of the actual hospital expenses, for 20-year benefit term with 10-year premium payment term only. Further, the Plan offers 108% of Total Premiums Paid at maturity notwithstanding any claims made during the benefit term.
3 Reasons to Buy
Application is simple and medical checkup is generally not required.
Daily Hospital Cash Benefit
Choose from ten plan levels (daily hospital cash 2,3 of up to HK$2,000) to help reduce your financial burden.
Total premium refund
Get 108% of the Total Premium Paid1 at the end of your benefit term, regardless of whether you have made any claim or not.
But wait, there’s more:
CANcierge9 and International SOS 24-hour Worldwide Assistance Services10
Besides, whenever you need information or assistance, CANcierge9 and International SOS 24-hour Worldwide Assistance Services10 are always here to help.
Professional Medical Services and Services Program
If Plans A-E is selected7, 12-month Out-patient Medical Service8 is available for the designated 12-month period.
The Plan offers a life protection of an amount equivalent to the sum of 10 times of Daily Hospital Cash Benefit and 100% of Total Premiums Paid 1 to ease the Insured’s family needs in the unfortunate event of death of the Insured. There will be an additional Accidental Death Benefit of an amount equivalent to 100 times of Daily Hospital Cash Benefit if the death of the Insured is caused by an Accident.
Additional Infectious Diseases Daily Hospital Cash Benefit6
If the Insured is in a Confinement due to any Covered Infectious Disease, an Additional Infectious Diseases Daily Hospital Cash Benefit will be payable up to 30 days under this Policy.
Additional Accidental Daily Hospital Cash Benefit involving Public Transport3,5
If the Insured is confined at a Hospital as a result of an Accident involving public transport, an Additional Accidental Daily Hospital Cash Benefit involving Public Transport will be payable up to 365 days under this Policy.
Additional Accidental Daily Hospital Cash Benefit3,4
If the Insured is confined at a Hospital as a result of an Accident, an Additional Accidental Daily Hospital Cash Benefit will be payable up to 90 days per Confinement.