10 years’ premium for 15 years’ coverage
Refund premium after 15 years regardless of claims
EasyHealth Refundable Hospital Income Plan provides you with Daily Hospital Cash Benefit, regardless of the actual hospital expenses, for 15 years with 10 years of payment only. In addition, you will enjoy a refund of 102% of the actual total premium paid at maturity (i.e. end of the 15th policy year) regardless of any claims made during the protection period. Even if you surrender the policy before the maturity, starting from the 6th policy year you can get back a percentage of actual premium paid.
Benefit Highlights
Cash Benefit
You will receive a cash benefit from HK$300 to HK$1,200 per day (depending on your selected plan) when hospitalized for more than 6 consecutive hours. You have the flexibility to use the money to suit your needs, such as paying for your medical or non-medical expenses or protecting against any loss of income.
HK$12* per day
Daily Hospital Cash. Enjoy as low as HK$12*/day to get additional coverage on top of your existing medical plan. The plan offers 4 benefit levels to cater for your needs.
*Premium excludes insurance levy collected by the Insurance Authority.
Return of Premium
You will enjoy a refund of 102% of the actual total premium paid at maturity (i.e. end of the 15th policy year) regardless of any claims made during the benefit term. Even if you surrender the policy before maturity, starting from the 6th policy year you can get back a percentage of actual total premiums paid.
More Benefits
Life Protection
The Plan will offer a life protection of 150% of the Total Annualized Premium to ease your family needs in the unfortunate event of your death. There will be an Additional Accidental Death Benefit of 50% of the Total Annualized Premium if your death is caused by an accident.
Additional Intensive Care Unit and Infectious Disease Benefits
If you are admitted to the intensive care unit during a quarantine, an additional benefit will be payable (up to HK$1,200 per day) up to 90 days per disability. Further, an additional Infectious Disease Benefit will be payable (up to HK$1,200 per day) up to 30 days per disability.
Learn More
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The Government-Certified vCore Medical Plan ("vCore" / "this Plan") provides with you core coverage on hospitalisation and surgical care. Pursue your life goals, without the burden of unexpected health expenses!
Offers you comprehensive medical coverage so you can focus on getting well without worrying about your finances.
The Government-Certified vCore Medical Plan ("vCore" / "this Plan") provides with you core coverage on hospitalisation and surgical care. Pursue your life goals, without the burden of unexpected health expenses!
