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AccidentCare Plus Insurance
AccidentCare Plus Insurance

Care for your well-being in case of accidents

The unexpected can happen at any time. Preparation can minimize the impact.


In addition to coverage for accidental disablement or death, the AccidentCare Plus Insurance provides 24-hour worldwide emergency assistance and other free coverage, including extended spouse coverage and hospital allowance, to meet your needs.

Benefit Highlights

Basic protection

If the insured person becomes disabled or passes away within one year following an accident, compensation of a percentage of the sum insured or the total sum insured will be paid out.

Always options

Customize your plan with these add-ons, including weekly payments for temporary total disablement (up to 104 weeks), up to 12 months of medical expenses following an accident, and Chinese Bonesetter or Acupuncturist treatment support.

Something extra for free

If the insured person is injured on public transport or caught in a public building fire, the benefit entitlement will be doubled to a maximum of HK$1 million.

More Benefits

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Hospital cash allowance

Weekly allowance of HK$1000, up to HK$25,000 in total, will be paid out for hospitalization that lasts longer than three days.

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Extra protection overseas

The limit of medical expenses benefit will be doubled if an accident happens outside Hong Kong.

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03

Compassionate cover

Free accidental death benefits of up to HK$100,000 will be given to your spouse when your basic benefit covers HK$1 million or more.

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For the little ones

The insured person’s child under 18 years old will receive HK$50,000 if both parents pass away in the same accident.

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05

24/7 Worldwide assistance service

Emergency assistance is available 24/7 no matter where you are in the world.

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  • FWD General Insurance Company Limited (“FWD GI”) is authorized by the Insurance Authority to carry on insurance business in Hong Kong.
  • The insurance plan is underwritten by FWD GI. HKT Care website is operated by HKT Financial Services (IA) Limited (“HKTIA”). HKTIA is an authorized insurance distributor of FWD General Insurance Company Limited.
  • The information is for reference only. Please read the related product brochure, policy provisions, Personal Information Collection Statement of FWD GI and Personal Information Collection Statement of HKTIA before purchasing the insurance product. For enquiries relating to the insurance product, please contact HKT Care Customer Service Hotline at 8209 0098.
  • Premiums will be payable to FWD GI, and HKTIA will receive commission from FWD GI for acting as insurance agency of FWD GI.
  • The insurance product intended to be offered in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance products of FWD GI outside Hong Kong.
  • Under the “Insurance Ordinance” (Cap. 41), the Insurance Authority (IA) has started to collect the levy on insurance premiums from policyholders through insurance companies from January 1, 2018. For more details, please refer to IA’s official website: ia.org.hk/en/levy.

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