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Accident & Disability
The unexpected can sometimes happen. Being prepared for anything is the best way to smooth out life’s wrinkles. Get the protection you need with accident and disability plans.
Accident & Disability
The unexpected can sometimes happen. Being prepared for anything is the best way to smooth out life’s wrinkles. Get the protection you need with accident and disability plans.
  • Accidental death and permanent disability compensation 
  • Add-ons available for different compensation
  • Double benefit for accidents that occurred on public transport or in a public building fire
Important Notes
x
Important Notes
  • "COVID-19/Pandemic Exclusion" is applicable to policy commenced on/after 1 January 2021, please refer to the policy provision for details.
  • The insurance plan is underwritten by FWD General Insurance Company (“FWD GI”). HKT Care website at www.hktcare.com is operated by HKT Financial Services (IA) Limited (“HKTIA”). HKTIA (Licensed Insurance Agency License No.: FA2474), being registered with the Insurance Authority of Hong Kong (“IA”) as a licensed insurance agency, acts as an appointed licensed insurance agent for FWD GI. 
  • The information is for reference only. Please read the related product brochure, policy provisions, Personal Information Collection Statement of FWD GI and Personal Information Collection Statement of HKTIA before purchasing the insurance product. For enquiries relating to the insurance product, please contact HKT Care Customer Service Hotline at 8209 0098.
  • The premiums of the insurance product will be payable to FWD GI, and HKTIA will receive commission from FWD GI for acting as an appointed licensed insurance agent for FWD GI. 
  • The insurance product is intended to be offered in Hong Kong only. The display of information of the insurance product on this website shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance products by FWD GI or HKTIA outside Hong Kong. All selling and application procedures must be conducted and completed in Hong Kong. 
  • Under the Insurance Ordinance (Cap. 41),the IA has started to collect the levy on insurance premiums from policyholders through insurance companies from January 1, 2018. For more details, please refer to the IA’s official website at ia.org.hk/en/levy
  • HKTIA 's role is limited to distributing insurance products of FWD GI only and HKTIA shall not be responsible for any matters in relation to the provision of the products. 
  • Insurance products are products and obligations of FWD GI and not of HKTIA. 
  • Any dispute over the contractual terms of insurance products should be resolved directly between you and FWD GI. • All insurance applications are subject to FWD GI’s underwriting and acceptance. 
  • FWD GI is solely responsible for all approvals, coverage, compensations and account maintenance in connection with its insurance products. 
  • HKTIA will not render you any legal, accounting or tax advice. You are advised to check with your own professional advisor for advice relevant to your circumstances. 
  • You are reminded to carefully review the relevant product materials provided to you and seek independent advice if necessary.
  • Cover for full-time students studying in Hong Kong 
  • Accidental medical expenses and surgical treatment covered
  • Daily hospitalization allowance
Important Notes
x
Important Notes
  • "COVID-19/Pandemic Exclusion" is applicable to policy commenced on/after 1 January 2021, please refer to the policy provision for details.
  • The insurance plan is underwritten by FWD General Insurance Company (“FWD GI”). HKT Care website at www.hktcare.com is operated by HKT Financial Services (IA) Limited (“HKTIA”). HKTIA (Licensed Insurance Agency License No.: FA2474), being registered with the Insurance Authority of Hong Kong (“IA”) as a licensed insurance agency, acts as an appointed licensed insurance agent for FWD GI. 
  • The information is for reference only. Please read the related product brochure, policy provisions, Personal Information Collection Statement of FWD GI and Personal Information Collection Statement of HKTIA before purchasing the insurance product. For enquiries relating to the insurance product, please contact HKT Care Customer Service Hotline at 8209 0098.
  • The premiums of the insurance product will be payable to FWD GI, and HKTIA will receive commission from FWD GI for acting as an appointed licensed insurance agent for FWD GI. 
  • The insurance product is intended to be offered in Hong Kong only. The display of information of the insurance product on this website shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance products by FWD GI or HKTIA outside Hong Kong. All selling and application procedures must be conducted and completed in Hong Kong. 
  • Under the Insurance Ordinance (Cap. 41),the IA has started to collect the levy on insurance premiums from policyholders through insurance companies from January 1, 2018. For more details, please refer to the IA’s official website at ia.org.hk/en/levy
  • HKTIA 's role is limited to distributing insurance products of FWD GI only and HKTIA shall not be responsible for any matters in relation to the provision of the products. 
  • Insurance products are products and obligations of FWD GI and not of HKTIA. 
  • Any dispute over the contractual terms of insurance products should be resolved directly between you and FWD GI. • All insurance applications are subject to FWD GI’s underwriting and acceptance. 
  • FWD GI is solely responsible for all approvals, coverage, compensations and account maintenance in connection with its insurance products. 
  • HKTIA will not render you any legal, accounting or tax advice. You are advised to check with your own professional advisor for advice relevant to your circumstances. 
  • You are reminded to carefully review the relevant product materials provided to you and seek independent advice if necessary.
  • If the insured becomes disabled or dies within one year of the accident, the plan will pay out a sum of up to 10 times of your annual income 
  • You will receive a daily cash allowance of HK$1,000 if you are hospitalized for more than 3 days in a row
  • Use specified credit card for easy policy renewal
Important Notes
x
Important Notes
  • "COVID-19/Pandemic Exclusion" is applicable to policy commenced on/after 1 January 2021, please refer to the policy provision for details.
  • The insurance plan is underwritten by FWD General Insurance Company (“FWD GI”). HKT Care website at www.hktcare.com is operated by HKT Financial Services (IA) Limited (“HKTIA”). HKTIA (Licensed Insurance Agency License No.: FA2474), being registered with the Insurance Authority of Hong Kong (“IA”) as a licensed insurance agency, acts as an appointed licensed insurance agent for FWD GI. 
  • The information is for reference only. Please read the related product brochure, policy provisions, Personal Information Collection Statement of FWD GI and Personal Information Collection Statement of HKTIA before purchasing the insurance product. For enquiries relating to the insurance product, please contact HKT Care Customer Service Hotline at 8209 0098.
  • The premiums of the insurance product will be payable to FWD GI, and HKTIA will receive commission from FWD GI for acting as an appointed licensed insurance agent for FWD GI. 
  • The insurance product is intended to be offered in Hong Kong only. The display of information of the insurance product on this website shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance products by FWD GI or HKTIA outside Hong Kong. All selling and application procedures must be conducted and completed in Hong Kong. 
  • Under the Insurance Ordinance (Cap. 41),the IA has started to collect the levy on insurance premiums from policyholders through insurance companies from January 1, 2018. For more details, please refer to the IA’s official website at ia.org.hk/en/levy
  • HKTIA 's role is limited to distributing insurance products of FWD GI only and HKTIA shall not be responsible for any matters in relation to the provision of the products. 
  • Insurance products are products and obligations of FWD GI and not of HKTIA. 
  • Any dispute over the contractual terms of insurance products should be resolved directly between you and FWD GI. • All insurance applications are subject to FWD GI’s underwriting and acceptance. 
  • FWD GI is solely responsible for all approvals, coverage, compensations and account maintenance in connection with its insurance products. 
  • HKTIA will not render you any legal, accounting or tax advice. You are advised to check with your own professional advisor for advice relevant to your circumstances. 
  • You are reminded to carefully review the relevant product materials provided to you and seek independent advice if necessary.